Legal

BY CHECKING THE ACCEPTANCE BOX OR INSTALLING OR USING OR ACCESSING ALL OR ANY PORTION OF THIS WEBSITE OR ANY CONTENT, INFORMATION, COURSE, COURSEWARE, PRODUCTS AND SERVICES THEREON (“PRODUCT/SERVICES”), THE USERS OF THE WEBSITE OR CANDIDATE OR PARTICIPANT (“YOU”/ “YOUR”) ARE ACCEPTING ALL OF THE TERMS AND CONDITIONS OF THIS TERMS OF USE AS PUBLISHED ON THE WEBSITE OF BQ PADMAVATHY FINANCE ACADEMY PRIVATE LIMITED AND BQ DIGITAL LEARNING PRIVATE LIMITED, THEIR AFFILIATE, GROUP COMPANY, SUBSIDIARY, HOLDING COMPANY, SUCCESSORS IN INTEREST, ASSIGNS (TOGETHER REFERRED TO AS “BQ”/ “Us”/ “We”/ “Our”/ “Ourselves”) AT WWW.BQ.TRAINING OR HTTP://BQ.TRAINING OR ANY SOFTWARE APPLICATION, AS MAY BE RELOCATED BY BQ FROM TIME TO TIME (“WEBSITE”). IN THE EVENT YOU ARE REDIRECTED TO BQ’S WEBSITE, YOU AGREE THAT YOUR USE IS SUBJECT TO THESE TERMS OF USE AND OTHER POLICIES POSTED THEREON. YOU AGREE THAT THIS TERMS OF USE IS ENFORCEABLE LIKE ANY WRITTEN AGREEMENT SIGNED BY YOU AND LEGALLY BINDING BETWEEN YOU AND BQ. IF YOU DO NOT AGREE TO ALL OF THESE TERMS OF USE, DO NOT ENTER OR VIEW THE WEBSITE NOR USE ANY OF THE PRODUCTS/ SERVICES THEREON. IF YOU WISH TO USE THE WEBSITE OR THE PRODUCTS/ SERVICES THEREON AS AN EMPLOYEE, CONTRACTOR, OR AGENT OF A CORPORATION, PARTNERSHIP OR SIMILAR ENTITY, THEN YOU MUST BE AUTHORIZED TO SIGN FOR AND BIND THE ENTITY IN ORDER TO ACCEPT THE TERMS OF USE AND YOU REPRESENT AND WARRANT THAT YOU HAVE THE RIGHT AND AUTHORITY TO DO SO.

You represent that You have read, understood, and agree to be bound by these Terms of Use including any future modifications, amendments and changes made by BQ at its sole discretion from time to time without prior notice.

You represent and warrant to BQ that Your access and use of the Products/Service will be in accordance with these Terms of Use, terms and conditions of any third party service providers including but not limited to payment gateways, applicable policies, rules and guidelines and with all applicable laws, rules and regulations of India and any other relevant jurisdiction, including those regarding online conduct or acceptable content, and those regarding the transmission of data or information exported from India and/or the jurisdiction in which You reside. BQ hereby grants You a limited non-exclusive, non-transferable, license to access and use the Website and Products/ Services for a fee as may be applicable, solely for Your personal non-commercial purpose.

  • Your Use of the Website or the Services:

    • 1.1   You agree, undertake and confirm that in the use/access of the Website by You or availing any of the Services:
    • 1.2   You shall not host, display, upload, modify, publish, transmit, update or share any information which:
      • Violates any third party’s intellectual property rights including but not limited to patent, trademark, copyright or other proprietary rights; or
      • is abusive, insulting, threatening, harmful, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, libellous, invasive of another's privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatsoever; or
      • violates any third party rights and/ or law, rules, regulations, policies, for the time being in force, code of conduct, generally accepted principles and ethics; or
      • impersonate another person; or
      • contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource; or contains malware, spyware or other computer programming routines that may damage, detrimentally interfere with, diminish value of, surreptitiously intercept or expropriate any system, data or personal information; or
      • threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting any other nation; or
      • is false, inaccurate or misleading any way including but not limited to deceiving or misleading the addressee about the origin of such messages or communicating any information which is offensive or menacing in nature; or
      • shall create any liability for Us or cause Us to incur any costs, claims, or expenses or be penalized in any way whatsoever; or
  • Indemnity:

    • 2.1   You agree to defend, indemnify and hold harmless BQ and its directors, officers, employees, subsidiaries, contractors, agents, suppliers, licensors, successors and assigns, from and against any and all losses, claims, causes of action, obligations, liabilities and damages whatsoever, including attorneys' fees, arising out of or relating to Your access or use of the Products/Service, Your breach of any of these Terms of Use.
  • Limitation of Liability:

    • 3.1   In no event will BQ be liable to You or any third party claiming through You (whether based in contract, tort, strict liability) for direct, indirect, incidental, special, consequential or exemplary damages arising out of or relating to the access or use of, or the inability to access or use, the Products/ Service or any portion thereof, including but not limited to the loss of use of the Products/ Service, inaccurate results, loss of profits, goodwill, use, data or other intangible losses, business interruption, or damages stemming from loss or corruption of data or data being rendered inaccurate, the cost of recovering any data, the cost of substitute services or claims by third parties for any damage to computers, software, modems, telephones or other property, even if BQ has been advised of the possibility of such damages. BQ's liability to You or any third party claiming through You for any cause whatsoever, and regardless of the form of the action, is limited to the amount paid, if any, by You to BQ for the service in the 6 months prior to the initial action giving rise to liability or Rs. 1000.00 (Rupees One Thousand only) whichever is less. This is an aggregate limit. The existence of more than one claim hereunder will not increase this limit.
  • Termination:

    • 4.1   BQ may terminate Your access and use of the Products/ Service immediately at any time, for any reason. You may terminate Your BQ account at any time by following the instructions available through the Website. Upon termination, You will have no further right to use the Products/ Service. The provisions of these Terms of Use relating to the protection and enforcement of BQ's proprietary rights, Your representations and warranties, disclaimer of representations and warranties, release and indemnities, limitations of liability and types of damages, ownership of data and information, governing law and venue, and miscellaneous provisions shall survive any such termination.
  • Subscription and Registration:

    • 5.1   In connection with subscription to and registering for and using the Products/ Service, You agree (i) to provide accurate, current and complete information about You and/or Your organization as requested by BQ; (ii) to maintain the confidentiality of Your password and other information related to the security of Your account; (iii) to maintain and promptly update any registration information You provide to BQ while subscribing and/ or registering or during Your usage of BQ’s Products/ Services, to keep such information accurate, current and complete; (iv) to be fully responsible for all use of Your account and for any actions that take place through Your account; and (v) You consent to be contacted by us via phone calls and/or SMS notifications.
    • 5.2   For specific courses BQ may provide the facility for registration online. This may entail the conduct of written tests, interviews as part of the selection process, for which a candidate/ participant may require to make payments of fees/ charges for registration/ examination/ selection. All such examination/ test fees will be collected online through the payment gateway provided for the purpose.
    • 5.3   You are solely responsible for selecting the Products /Service that are most suitable to Your requirements according to the eligibility criteria specified and paying the correct amount of fees.
    • 5.4   For the conduct of written tests /interviews as part of the selection process for a course, BQ reserves the right to change the venue/ centre for conduct of such selection process. Notice of any such change shall be provided on the Website within a reasonable period prior to the conduct of such written test/ interviews. Such change cannot however be construed as sufficient reason to demand a refund for any charges that You may have paid online to BQ in respect of the said selection process. BQ shall not be responsible for any non-selection and/ or rejection of Your candidature in any course for whatsoever reason including but not limited to Your non-eligibility as per criteria specified for such course
    • 5.5   BQ shall not be liable for refund of incorrect payments made by You or payments made for Products/ Services for which You may not be eligible as per criteria specified for the Products/ Services in question.
    • 5.6   All payments made by You online shall be inclusive of service/ other taxes as applicable from time to time. Acknowledgement of payment made on the Website shall be provided by the third party payment gateway service provider. Upon receipt of payment made by you, BQ shall issue an automatically generated receipt to You via email.
    • 5.7   BQ shall not be responsible for any success/ failure of any payments made by You through the Website.
  • Property & Copyrights:

    • 6.1   BQ or its licensors are the sole and absolute owner of the entire Products/ Services content available through the Website or in any other media, including but not limited to designs, text, graphics, images, information, code, software, audio and other files, and their selection and arrangement (the "BQ IP"). The BQ IP is protected by copyrights, trademarks, service marks, patents, trade secrets, or other proprietary rights and laws whether registered or pending registration or unregistered. You shall not modify, copy, distribute, frame, reproduce, adapt, translate, reverse engineer, create derivative works, republish, unauthorisedly download, scrap, display, post, transmit, remove, alter, obscure, license or sell BQ IP in any form or by any means, in whole or in part, other than as expressly permitted in these Terms of Use. You may not use any data mining, robots, scraping or similar data gathering or extraction methods to obtain BQ IP. All data and information generated from Your access and use of the Products/ Services (collectively, the "Activity Data"), shall be exclusively owned by BQ, and You shall not have any right to use such Activity Data except as expressly authorized by these Terms of Use. By using the Products/ Service, You hereby assign to BQ any and all rights, title and interest, including any intellectual property rights or proprietary rights, in the Activity Data. All rights of BQ or its licensors that are not expressly granted in these Terms of Use are reserved to BQ and its licensors.