Public Sector Banks (PSBs) are facing tough times on account of increasing Non Performing Assets (NPAs) and inability to keep up with the demand on capital leading to imposition of Prompt Corrective Action (PCA) by Reserve Bank of India(RBI). This will necessitate two- pronged approach for re-orienting the business strategy under the new framework and to plan to come out of the restrictions imposed.
Above situation would warrant the bank to redraw its plans and strategise to achieve the short term goal of moving out of the restrictive regime and long term goal to grow in identified areas.
The program will also be useful for banks which are near the threshold of breaching the PCA triggers and which can pro-actively work to avoid getting into PCA.
Duration :3 days (15 sessions of 70 minutes each)
Target Group: Senior Management of Banks, Chief Finance Officers, Risk Officers, Business Heads of Banks, Branch heads of Very Large and Exceptionally Large banks, Other critical Executives.
Objectives: The program aims at enabling the participants to understand :
For officers in Scale-I/II who have been posted recently or identified for posting as Branch Managers for the first time in their career.
For Branch Managers who have been on assignment for 12-18 months, showing good performance and potential for taking up higher responsibilities.
For Officers identified for handling credit function across the bank/offices.
For Officers identified for leadership positions in the Middle Management.
For Branch Managers, particularly those heading the branches rated “high risk”.
For newly posted officers in Scale-I/II handling foreign exchange and foreign trade transactions .
For Relationship Managers assigned to MSME clients, who are newly-recruited or who have been working in the role for less than a year.
For Officers or assistants joining the Bank at the entry level.