Program on Risk Management 

A good grasp of the risk management concepts and familiarity with risk management processes are essential items in the tool-kit of Managers. These managers will need not only complete understanding of practices used to identify, measure, manage & control the credit and operational risks while they transact or supervise business activities at branches, but also sufficient familiarity with the impact of market, reputation, strategic risks on the bank’s functioning. The course is developed to provide an overview of risk management concepts and processes.

Duration : 3 days

Target Group: Branch Managers, particularly those heading the branches rated “high risk”, as well as Managers in Controlling Offices heading departments/cells dealing with credit monitoring, credit risk management, inspection & audit, mid officer of treasury, assect-liability management etc.

Objectives: 

At the end of the program, the participants would have gained:

  • An overview of credit, market and operational risks associated with bank’s businesses.
  • Understanding of tools and processes used in the measurement, mitigation and management of default
  • Risk, portfolio concentration risk, country risk and counterparty risk in non-credit transactions.
  • Knowledge of operational risk elements and the tools used for controlling operational risks.
  • Understanding of Basel norms, capital adequacy framework and capital allocation.
  • Sensitization to capital conservation and capital augmentation needs of the bank.

MODULES 

Our Vision
OVERVIEW OF RISK, CREDIT, MARKET AND OPERATIONAL RISKS
Our Vision
DEFAULT RISK AND PORTFOLIO CONCENTRATION RISK
Our Vision
COUNTRY RISK AND COUNTERPARTY RISK IN NON-CREDIT TRANSACTIONS
Our Vision
INTERNAL CREDIT RISK RATING MODELS, OBLIGOR AND FACILITY RATING
Our Vision
EXTERNAL CREDIT RISK RATINGS, SME RATINGS
Our Vision
USE OF CREDIT RISK RATINGS, CAPITAL ALLOCATION FOR CREDIT RISK
Our Vision
ORGANIZATIONAL ARRANGEMENT FOR MARKET RISK MANAGEMENT
Our Vision
ALLOCATION OF CAPITAL FOR MARKET RISK
Our Vision
ELEMENTS OF OPERATIONAL RISK IN BANK’S BUSINESS
Our Vision
RISK BASED AUDIT OF BRANCHES
Our Vision
IS AUDIT AND OTHER TYPES OF AUDITS AND INSPECTIONS
Our Vision
PREVENTIVE VIGILANCE AND BRANCH MANAGER’S ROLE
Our Vision
MANAGEMENT OF FRAUD RISK, LOAN FRAUDS
Our Vision
CAPITAL ALLOCATION FOR OPERATIONAL RISK
Our Vision
CAPITAL ADEQUACY FRAMEWORK, JOURNEY FROM BASEL-I TO BASEL-III
Our Vision
THREE PILLARS: MINIMUM CAPITAL REQUIREMENTS, SUPERVISORY REVIEW AND MARKET DISCIPLINE
Our Vision
STRATEGIES FOR CAPITAL CONSERVATION AND AUGMENTATION