Program Objectives

  • The program was aimed to equip the participants with advanced level knowledge and skills in the critical areas of SME, Mid- corporate and Corporate lending.
  • Borrower selection based on systematic pre-sanction due diligence process.
  • Appraisal and assessment methods for working capital finance and term lending with introduction to project financing.
  • Preparation of credit proposal with reasoned recommendations
  • Post sanction follow up, supervision and monitoring processes, including management of stressed assets and restructuring of advances.
  • Credit risk management.

he Advanced credit appraisal Program is a specially designed high end credit program for the Senior Managers and Chief Managers of the Bank. The Program was spread over 5 days and the participants had the benefit of expert faculty in the area of credit. The participants were required to undertake an exit level test at the end of the Program. The Program was inaugurated by Mr S Ravi, General Manager. He highlighted the importance of improvement in the credit appraisal skills which will help the bank improve credit portfolio which would lead to improved profitability. On the valediction day Mr Pranesh Kumar AGM reviewed the feedback and advised participants to improve quality credit with increased knowledge and skills gained during the training.